Analyst, Shari’ah-Compliant Intelligent Finance (SCIF) Role Available at Kifiya Financial Technology
Position Title: Analyst, Shari’ah-Compliant Intelligent Finance (SCIF)
Employer: Kifiya Financial Technology
Employment: Full-Time | Permanent
Place of Work: Head Office, Addis Ababa - Ethiopia
Posted date: 3 weeks ago
Deadline: Submission date is over
Job Summary
Kifiya is seeking a highly analytical and detail-oriented Analyst to support the design, rollout, and performance monitoring of our Shari’ah-Compliant Intelligent Finance portfolio.The role supports financial institution partnerships, marketplace/e-commerce initiatives, embedded finance products, and Shari’ah governance by generating insights, coordinating delivery, and ensuring data-driven decision-making.
The Analyst will work across multidisciplinary teams to strengthen SCIF product performance, ensure compliance, and help scale Ethiopia’s first digital Shari’ah-compliant financial ecosystem.
Department: Shari’ah-Compliant Intelligent Finance Office (SCIFO)
Reports To: Director or Manager – Bank Relationship Management
Key Responsibilities
1. Market & Product Research
- Conduct structured research across digital finance, marketplace ecosystems, bank–fintech partnerships and Shari’ah-compliant products.
- Analyze customer segments, market gaps, competitive trends and partnership opportunities.
- Track global Islamic fintech developments and translate into actionable insights.
2. Partnership & Marketplace Support
- Assess performance of partner banks on SCIF KPIs (portfolio, PAR/NPF, liquidity velocity, disbursement volumes, customer acquisition, etc.).
- Support design, refinement and rollout of marketplace and embedded finance offerings.
- Contribute to evaluations of partnership proposals, concept notes and business cases.
3. Data Analysis & Insight Generation
- Collect and analyze quantitative and qualitative data from multiple sources.
- Develop dashboards, product performance trackers and periodic analytical reports.
- Identify operational bottlenecks, customer behavior patterns and improvement opportunities.
4. Project Coordination
- Track timelines, deliverables and progress of partnership and marketplace projects.
- Coordinate between SCIFO, bank partners, technology teams, marketplace partners and support units.
- Assist in pilot testing, onboarding, process documentation and rollout support.
5. Shari’ah Governance Support
- Prepare materials for Shari’ah reviews, approvals and joint committee sessions.
- Ensure transparent documentation of methodologies, assumptions and data sources.
- Support compliance monitoring, issue tracking and implementation of Shari’ah guidance.
6. Reporting & Knowledge Products
- Prepare presentations, briefs, research summaries, decision memos and insights for internal and external stakeholders.
- Develop visual materials including diagrams, process flows, market maps and dashboards.
- Ensure decision-makers receive accurate, timely and actionable intelligence.
7. Stakeholder Engagement
- Liaise with partner banks, marketplace actors, internal business teams and regulatory-facing units.
- Provide clear and structured communication to ensure alignment and follow-through.
- Support partnership development activities and proposal preparation.
8. Quality Assurance & Process Improvement
- Ensure accuracy, clarity and consistency in all analysis and reports.
- Identify process gaps and support continuous improvement of SCIF tools, workflows and templates.
- Help flag risks and support mitigation efforts across partnership and marketplace operations.
Qualification
- Bachelor’s or Master’s degree in Business, Finance, Economics, Management, Law, Development Studies or related fields.
- Minimum 3 years’ experience in consulting, digital finance, research, banking, insurance, marketplace/e-commerce or partnership/program management.
- Exposure to Islamic/Shari’ah-compliant finance is desirable.
- Understanding of AAOIFI/IFSB principles is an advantage
Competencies
- Strong analytical and research skills, including ability to interpret both qualitative and quantitative data.
- Ability to translate complex data into clear, actionable insights and visual outputs.
- Strong project management and coordination capabilities.
- Excellent interpersonal skills and ability to work across teams and with external partners.
- Clear and concise communication skills: written, verbal and presentation.
- High attention to detail, accuracy and quality of work.
- Proactive mindset with strong problem-solving abilities.
- Ability to adapt in fast-paced, evolving and multi-stakeholder environments.
- Commitment to ethical conduct and sensitivity to Shari’ah-compliant finance principles.
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