Underwriting Officer II

Job Summary:

The Underwriting Officer II is responsible for evaluating insurance applications, assessing risks, reviewing supporting documents, and supporting policy issuance processes in line with company underwriting guidelines and risk management procedures. The role requires analytical ability, attention to detail, and effective communication skills to ensure accurate underwriting decisions and quality customer service.

Qualification:

• BA degree in Business Administration, Accounting, Economics, Management, or related field of study.

Experience:

• A minimum of 2 years of experience as an Underwriter.
• Experience in insurance operations, risk assessment, policy administration, or claims handling is advantageous.

Key Responsibilities:

• Review and evaluate insurance applications and supporting documents.
• Assess risks and recommend appropriate underwriting decisions.
• Prepare quotations, policy terms, and underwriting reports.
• Ensure compliance with company underwriting policies and regulatory requirements.
• Coordinate with clients, brokers, and internal departments regarding underwriting matters.
• Support policy issuance, renewal, endorsement, and cancellation processes.
• Maintain accurate underwriting records and documentation.
• Monitor portfolio performance and identify potential risk exposures.
• Provide professional customer support and respond to underwriting inquiries.

Required Skills:

• Strong analytical and risk assessment skills.
• Good communication and interpersonal abilities.
• Attention to detail and accuracy.
• Problem-solving and decision-making skills.
• Good report writing and documentation skills.
• Proficiency in Microsoft Office applications.
• Ability to work independently and within a team.
• Time management and organizational skills.

Skills Required:

• Accounting / Finance
• Economics / Statistics
• Sales / Marketing / Business / Management