Credit Officer at Ecobank Transnational Incorporated
Position Title: Credit Officer
Employer: Ecobank Transnational Incorporated
Employment: Full-Time | Permanent
Place of Work: Kampala - Uganda
Salary: Negotiable
Posted date: 2 months ago
Deadline: Submission date is over
Job Description
- Provide and analyse financial information for use in the preparation of credit reports
- Review of credit requests including review of financial and credit information provided in respect to the corporate clients
- Assist in the financial evaluation of new business/projects and provide a guide on market risk.
- Prepare credit reports for new proposals and renewals and provide guidance on structuring of credits, due diligence and KYC so as to ensure that credits meet Ecobank Group standards.
- Maintain financial information on loan accounts including financial covenants, spreads and interim reports
- Conduct periodic economic analysis, industry studies, self-assessment and stress tests and recommend strategy and plans of action vis-a-vis the bank’s credit portfolio
- Counter check that interest rates are correctly applied on loan accounts
Experience & Qualifications
- University degree preferably in Accounting, Finance or General Management.
- Associate of Chartered Institute of Bankers (or equivalent) strong advantage.
- Three years banking experience.
Skills, Capabilities & Personal attributes
- Technical skills to effectively perform credit analysis and portfolio maintenance activities/tasks in a manner that consistently achieves high quality standards or benchmarks.
- Interpersonal skills to effectively communicate with and manage customer expectations (internal and external), and other stakeholders who impact performance.
- Knowledge of lending business and products
- Knowledge and effective application of all relevant banking policies, processes, procedures and guidelines to consistently achieve required compliance standards or benchmarks.
- Self-empowerment to enable development of open communication, teamwork and trust that are needed to support performance and customer-service oriented.
