Under Writing Officer

Job Summary

The Underwriting Officer II is responsible for supporting underwriting activities through evaluating insurance applications, assessing risks, reviewing policy terms, and ensuring compliance with company underwriting guidelines. The role contributes to maintaining a balanced insurance portfolio by analyzing client information, recommending coverage decisions, and supporting efficient service delivery.

Education:

• BA/BSc Degree in Marketing, Business Administration, Management, Accounting, Engineering, Statistics, or related fields.

Work Experience:

• Minimum of 2 years of relevant insurance experience.

Key Responsibilities:

• Review and evaluate insurance applications and supporting documents.
• Assess underwriting risks and determine eligibility for coverage.
• Analyze client information and recommend policy terms and conditions.
• Ensure underwriting decisions comply with company policies and regulatory requirements.
• Prepare quotations, policy schedules, and underwriting reports.
• Monitor policy renewals, amendments, and endorsements.
• Coordinate with sales, claims, and customer service teams to support service delivery.
• Maintain accurate underwriting records and documentation.
• Identify potential risk exposures and recommend mitigation measures.
• Support product implementation and continuous process improvement initiatives.
• Provide timely responses to customer and branch underwriting requests.
• Perform additional underwriting-related duties assigned by supervisors.

Skills and Competencies:

• Strong analytical and risk assessment skills.
• Good understanding of insurance principles and underwriting processes.
• Excellent numerical and attention-to-detail abilities.
• Strong communication and interpersonal skills.
• Ability to interpret financial and technical information.
• Good report preparation and documentation skills.
• Ability to manage multiple assignments and meet deadlines.
• Proficiency in Microsoft Office applications and insurance-related systems.
• Strong problem-solving and decision-making capabilities.

Skills Required:

• Accounting / Finance
• Automotive
• Mechanics / Mechanical / Engineering
• Sales / Marketing / Business / Management