Underwriting Officer

Job Description

The Underwriting Officer I is responsible for supporting the underwriting process by assessing risk, reviewing applications, and ensuring that all underwriting decisions align with company policies and regulatory standards. The role contributes to maintaining portfolio quality, minimizing risk exposure, and supporting accurate and efficient policy issuance.

Key Responsibilities

• Review insurance or financial applications and assess risk levels.
• Verify client information and supporting documentation for accuracy and completeness.
• Support senior underwriters in preparing risk assessments and decisions.
• Ensure underwriting decisions comply with company policies and regulatory requirements.
• Analyze client data to determine eligibility and appropriate coverage terms.
• Maintain proper documentation of underwriting decisions and reports.
• Communicate with clients or agents to request additional information when needed.
• Support portfolio monitoring and risk control activities.

Qualifications

• BA Degree in Business Administration, Accounting, Economics, Management, or related fields.

Experience

• Minimum of 1 year experience as an Underwriter.

Additional Requirements

• Computer literate with good knowledge of Microsoft Office applications.
• Strong analytical and attention-to-detail skills.
• Good communication and teamwork abilities.

Skills Required:

• Economics / Statistics
• Sales / Marketing / Business / Management